"Absolutely amazing experience with emisaver. I usually prefer an Overdraft loan account which gives the flexibility of parking your idle funds and essentials earn/save interest to the tune of your home loan interest. Unfortunately, SBI doesn't have an option of an OD account for under construction properties.
Not only does my EMI value have come down with Jagadeesh Mohan's help, I am able to convert my normal home loan account to an OD account even before the hand over my property.
I'd recommend emisaver.com to all my connections who have a house loan to just have a free consultation with him and see whether you find his product useful."