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In the News & Press Releases

Catch up on our official statements and see how EMI Saver is making headlines in the financial world.

How borrowers can save big with home loan overdrafts

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Credit score up? Home loan rates won’t drop till you ask

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EMI Saver's innovative approach to loan optimisation

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Top reasons to choose EMI saver

Our comprehensive past, present, future analysis approach helps you maximize savings and optimize your home loan journey.

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Past Analysis

We analyse your existing loan structure, past payments and identify areas where you might be overpaying or missing opportunities.

Current loan performance audit
Identify inefficient payment structures
Missed tax savings

Present Optimisation

We provide immediate actionable steps to optimize your current EMI structure and reduce your financial burden.

Refinancing opportunities
Better interest rate negotiation
EMI restructuring recommendations

Future Planning

We create a long-term strategy to ensure continuous savings and optimal loan management throughout the loan tenure.

Prepayment planning
Interest rate fluctuation protection
Tax optimization roadmap

Your path to EMI savings starts here

Navigate your home loan journey with confidence. Our 3 step approach simplifies, secures and helps you save money from the comfort of your home.

1 Choose

Book a free consultation with our loan experts. We'll analyse your current loan structure and identify potential savings.

What loan value you should take
What tenure you should opt for
Which bank you should choose

2 Execute

We handle all the paperwork and bank negotiations on your behalf, implementing the optimized loan structure.

Bank paper work
Smooth disbursement
No surprises or hidden charges

3 Manage

Enjoy reduced EMIs and continued support with our ongoing monitoring and optimization services.

Understand your loan account statement
Understand how your loan works
Lower your rates with better credit scores and repo cuts

Start Your Savings Journey

Maxgain Home Loan Calculator

Loan value

₹1L ₹2CR

Loan ROI (% p.a.)

1 14

Loan Tenure (Years)

1 Years 40 Years

Existing savings (FD, Savings a/c, RD)

₹0L ₹1CR

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Customer Success Stories

Explore inspiring stories of how we’ve helped customers across India cut down their EMIs and take control of their loans.

Aritra Chatterjee

Fidelity Investments, Research Analyst

"The emisaver team have been very helpful and excellent when it comes to both execution and communication. I had no ide- that I could have closed my loan so early. Jagadeesh was very prompt regarding all updates both during and after the process. He has always been available to answer all my queries even till date. I absolutely recommend his services to anyone looking to save on their emi and interest payments."

Nirmal T

Myntra, Director

"Absolutely amazing experience with emisaver. I usually prefer an Overdraft loan account which gives the flexibility of parking your idle funds and essentials earn/save interest to the tune of your home loan interest. Unfortunately, SBI doesn't have an option of an OD account for under construction properties.

Not only does my EMI value have come down with Jagadeesh Mohan's help, I am able to convert my normal home loan account to an OD account even before the hand over my property.

I'd recommend emisaver.com to all my connections who have a house loan to just have a free consultation with him and see whether you find his product useful."

Saurabh Chawla

Uber, Sr. Software Engineer

"EMISAVER made my home loan process incredibly smooth and hassle-free. They clearly explained all the loan options and benefits, helped me choose the right one, and coordinated efficiently with the bank. Their support with documentation and formalities was outstanding. Highly recommend EMISAVER for anyone looking for expert home loan assistance!"

Rohit Narayan

Financial Services, Business

"Emisaver helped me realise how my loan rate had climbed up without my notice as the emi I was paying was the same but tenure had increased. Jagadeesh helped me visualise how i can use my emergency funds to reduce my loan interest through the max gain product. They have been supportive throughout the process and have helped answer each of the questions patiently. If you have a home loan or are looking for one, do book a feee session on their website Emisaver.com"

Payal Priya

TransUnion, Data Scientist

"I had the pleasure of attending a truly insightful event on Home Loan Interest Trends and Financial planning recently. The session was not only informative but also incredibly well - organized , offering valuable perspective on navigating the current housing finance landscape and crafting a customised approach.

The session shed light on the evolving dynamics of interest rates and how they impact long term financial decisions.

A big thank you to the organisers and shoutout to Jagadeesh Mohan for taking the time to patiently address all my queries of this portfolio with such detailed and thoughtful explanations.

Looking forward to more such enriching experience!!"

View More Success Stories

Smart reads for smart savers

Tips, guidance and insights to help you save more and stress less on your loan journey.

October 30, 2024

Frequently Asked Questions

Got questions? We’ve answered the most common queries to help you understand how EMI Saver works and how it benefits you.

How does EMI Saver help reduce my loan payments?

We analyze your current loan structure, negotiate better interest rates with banks, optimize your repayment strategy, and implement our proprietary Max Gain approach to reduce your overall interest burden.

Is there a fee for your services?

We operate on a success-based model. Our consultation is free, and we only charge a small percentage of the actual savings we generate for you. If we don't save you money, you don't pay anything.

Will refinancing affect my credit score?

There may be a small, temporary impact on your credit score when applying for refinancing. However, in the long run, optimized EMIs that are easier to pay can actually improve your credit score through consistent payments.

How long does the optimization process take?

The entire process typically takes 3-4 weeks from initial consultation to implementation. This includes analysis, bank negotiations, paperwork processing, and final execution of the optimized loan structure.

Can you help with loans from any bank?

Yes, we work with all major banks and financial institutions in India. Our team has established relationships with most lenders, which helps us negotiate better terms for our clients.

What documents will I need to provide?

You'll need to provide your existing loan agreement, recent account statements, KYC documents, income proof, and property documents. Our team will guide you through the exact requirements based on your situation.

Still have questions? We're here to help!

Contact Our Support Team

Ready to reduce your EMI burden?

Join thousands of homeowners who are saving lacs on their home loans. Book your free consultation today.

Book Free Consultation Try EMI Calculator

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Free analysis
30-minute session
Expert advisors

In the News & Press Releases

Top reasons to choose EMI saver

Past Analysis

Present Optimisation

Future Planning

Your path to EMI savings starts here

Maxgain Home Loan Calculator

Recommendation

Customer Success Stories

Aritra Chatterjee

Nirmal T

Saurabh Chawla

Rohit Narayan

Payal Priya

Smart reads for smart savers

Maximizing savings with a home loan OD

Ever wondered, How does your Home loan interest change?

Home loan – your savior against rising costs and inflation!

Frequently Asked Questions

How does EMI Saver help reduce my loan payments?

Is there a fee for your services?

Will refinancing affect my credit score?

How long does the optimization process take?

Can you help with loans from any bank?

What documents will I need to provide?

Ready to reduce your EMI burden?